Metro Denver's Distressed Property Connection Avoiding Foreclosure With Options That Workhttp://metrodenverhomeconnection.com5March 8, 2012 Press Releasehttp://metrodenverhomeconnection.com/2214915/2012/03/08/March-8-2012-Press-Release.aspx<p> &nbsp;</p> <p> FOR IMMEDIATE RELEASE &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; For more information, please contact:&nbsp;</p> <p align="right"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Frank Gillen, Realtor&reg;</p> <p align="right"> &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; 303-885-8447</p> <p align="right"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; frank@metrodenverhomestore.com</p> <p> &nbsp;</p> <p align="center"> <strong>Unmanageable Mortgages Weigh Heavy on Distressed Homeowners</strong></p> <p> Denver Metro Area, CO &ndash; March 8, 2012 &ndash; &ldquo;It is amazing how many homeowners go from balance in their financial lives to being held hostage by a mortgage they increasingly can&rsquo;t afford,&rdquo; said Frank Gillen, CDPE with Re/Max Unlimited, Inc. &ldquo;One-fourth of all homeowners owe more on their mortgage than their home is worth. Homeowners go to bed every night feeling like the scales are tipped against them,&rdquo; Gillen added.</p> <p> An entire network exists with the sole purpose of solving the America&rsquo;s foreclosure crisis one homeowner at a time. As a Certified Distressed Property Expert (CDPE), Frank Gillen says one simple fact is crucial for homeowners in mortgages that are crippling them: &ldquo;There are options for homeowners in the Greater Metro Denver Area!&nbsp; More than at any other time in my career, there are ways to avoid foreclosure without ruining your ability to buy a home in the future.&rdquo;</p> <p> A Certified Distressed Property Expert (CDPE) is knowledgeable of the entire landscape of foreclosure avoidance options and is distinctly qualified to negotiate with banks and help financially strapped homeowners regain peace of mind and a sense of stability for the future.</p> <p> Frank Gillen has developed a free report entitled, &ldquo;Is Your Mortgage out of Balance with Your Budget&rdquo; that is accessible from his website, www.metrodenverhomeconnection.com</p> <p> The report provides an overview of qualification criteria for the most common foreclosure alternatives, cites red flags for scams, and reminds homeowners why avoiding foreclosure needs to be a top priority.</p> <p> &nbsp;</p> <p> <strong>About</strong></p> <p> Frank Gillen, Realtor&reg;, CDPE, CIAS, ePRO</p> <p> Metro Denver Home Store @ Re/Max Unlimited, Inc.</p> <p> 3300 S. Parker Road, #100</p> <p> Aurora, CO 80014</p> <p> 303-885-8447</p> <p> frank@metrodenverhomestore.com</p> <p> &nbsp;</p> <p> For more information about the CDPE Designation, visit www.CDPE.com</p> <p> &nbsp;</p> <p> &nbsp;</p>Thu, 08 Mar 2012 12:15:34 GMThttp://metrodenverhomeconnection.com/2214915/2012/03/08/March-8-2012-Press-Release.aspxResolve to Face the Factshttp://metrodenverhomeconnection.com/2089449/2012/01/03/Resolve-to-Face-the-Facts.aspx<p> &nbsp;</p> <p> <strong>Resolve to Face the Facts!</strong></p> <p> Since 2007, 8.9 million homes have been lost to foreclosure and millions more are headed in that direction.</p> <p> As a real estate professional who has earned the Certified Distressed Property Expert (CDPE) designation, my mission is to ensure that you or anyone you care about does not add to that statistic.</p> <p> The unfortunate fact is that so many homeowners who have played by the rules and never imagined that they could be facing foreclosure are now in a very tough situation.</p> <p> More than one in four homeowners owes more on their mortgage than their home is worth. On top of that staggering statistic is the fact that millions of homeowners are unemployed, or underemployed and falling further behind every month.</p> <p> Sound familiar? Rest assured you are not alone.&nbsp;</p> <p> If you feel that you are headed toward foreclosure, or if you are avoiding facing that fact, the sooner you reach out for help, the better your options.</p> <p> As a CDPE agent, I help distressed homeowners work through every aspect of the denial and discouragement that accompanies a mortgage which is no longer manageable, and in the process, move toward financial solvency.</p> <p> If you or someone you care about is ready to tip the scales back toward financial solvency, contact me today and let&rsquo;s get started.</p> <p> &nbsp;</p> <p> Frank Gillen, CDPE, CIAS, e-PRO</p> <p> 303-885-8447</p> <p> <a href="mailto:frank@metrodenverhomestore.com">frank@metrodenverhomestore.com</a></p>Tue, 03 Jan 2012 12:08:09 GMThttp://metrodenverhomeconnection.com/2089449/2012/01/03/Resolve-to-Face-the-Facts.aspxTake action now and turn it around in 2012http://metrodenverhomeconnection.com/2058756/2011/12/30/Take-action-now-and-turn-it-around-in-2012.aspx<p> &nbsp;</p> <p> <strong>Take action now to turn it around in 2012</strong></p> <p> Recent economic upheaval has taken a hefty toll. Looking forward to 2012, it&rsquo;s impossible to know what&rsquo;s next and the kind of an impact that an upturn or a downturn at the national level stands to have on your family&rsquo;s finances.&nbsp;</p> <p> With a national epidemic of unemployment or underemployment, and 25 percent of the homeowners in the country owing more on their home than they could net for it in today&rsquo;s market, homeownership for many has become a financial liability. Not being able to make payments on a home that you can&rsquo;t afford to sell feels like an awful trap, but the fact is, there are solutions&mdash;and foreclosing on your mortgage is not one of them.</p> <p> Loan modification is an option for many and banks are increasingly willing to negotiate short sales. In many cases, they&rsquo;re offering sizable financial incentives to help financially strapped homeowners get a fresh start on their lives when they short sale their home.</p> <p> Please Remember -- regardless of what happens in Washington or on Wall Street, two things are very clear: you are not alone and now is the time to prepare for a new normal.</p> <p> As real estate professional who has achieved the Certified Distressed Property Expert (CDPE) designation, it is my mission to give homeowners the gift of a fresh start.&nbsp;</p> <p> Contact me TODAY and let&rsquo;s get started.</p> <p> &nbsp;</p> <p> Frank Gillen, Realtor, CDPE, CIAS, e-PRO</p> <p> 303-885-8447</p> <p> <a href="mailto:frank@metrodenverhomestore.com">frank@metrodenverhomestore.com</a></p>Fri, 30 Dec 2011 12:45:16 GMThttp://metrodenverhomeconnection.com/2058756/2011/12/30/Take-action-now-and-turn-it-around-in-2012.aspxPress Releasehttp://metrodenverhomeconnection.com/2033688/2011/12/01/Press-Release.aspx<p> &nbsp;</p> <p> FOR IMMEDIATE RELEASE&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; For more information, please contact:&nbsp;</p> <p align="right"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Frank Gillen</p> <p align="right"> <a href="mailto:frank@metrodenverhomestore.com">frank@metrodenverhomestore.com</a></p> <p align="right"> 303-885-8447</p> <p align="right"> &nbsp;</p> <p align="center"> <strong>Frank Gillen with the Metro Denver Home Store Team at Re/Max Unlimited Urges Delinquent Borrows to Seek Alternatives to Foreclosure</strong></p> <p> Metro Denver, CO &ndash; December 1, 2011 &ndash; For the 6.3 million homeowners in the United States who are burdened by the stress of being behind on their mortgage payments, the holidays represent a particularly stressful time, observed Frank Gillen of Re/Max Unlimited.</p> <p> &nbsp;</p> <p> Noting that the fear of foreclosure tends to cause many homeowners to go into denial or become frozen into inaction, Gillen has launched a campaign at the outset of the holiday season to remind homeowners that they are not alone.&nbsp; A Certified Distressed Property Expert (CDPE), Gillen is tapped into foreclosure avoidance alternatives, is adept in negotiating with major banks. In addition Gillen is on top of the full range of schemes that scam artists have come up with to take advantage of homeowners who are in search of solutions to an impending foreclosure.</p> <p> &nbsp;</p> <p> &ldquo;For financially strapped homeowners, the gift of a fresh start could be the greatest gift that they could offer their family in the New Year,&rdquo; Gillen said.</p> <p> &nbsp;</p> <p> &ldquo;Contrary to popular belief,&rdquo; Gillen said, &ldquo;banks truly do not want to foreclose on your home and add another property to their balance sheets.&rdquo; And even though more and better foreclosure options are available now than ever before, the distressed properties landscape is complicated and full of pitfalls. The most important step that a homeowner can take toward finding a solution is aligning themselves with a trained professional who has the expertise and the commitment to help.</p> <p> For a copy of the free report, &ldquo;<em>Mortgage Payments Weighing You Down,&rdquo;</em> that Frank Gillen has prepared to provide distressed property owners with an overview of their options and what they need to watch out for, go to www.metrodenverhomeconnection.com</p> <p> &nbsp;</p> <p> For more information about the CDPE Designation, visit <a href="http://www.cdpe.com/">www.CDPE.com</a>.</p> <p> Frank Gillen&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Re/Max Unlimited, Aurora, CO&nbsp;&nbsp;&nbsp;&nbsp; 303-885-8447</p> <p> &nbsp;</p> <p> &nbsp;</p> <p> &nbsp;</p> <p> &nbsp;</p>Thu, 01 Dec 2011 16:12:57 GMThttp://metrodenverhomeconnection.com/2033688/2011/12/01/Press-Release.aspxMany Americans Face Financial Hardship and Foreclosure During the Holidayshttp://metrodenverhomeconnection.com/2004621/2011/11/29/Many-Americans-Face-Financial-Hardship-and-Foreclosure-During-the-Holidays.aspx<p> &nbsp;</p> <p align="center"> ROUGH ECONOMIC WATERS HAVE LEFT MILLIONS OF AMERICANS FEELING STRANDED AND UNCERTAIN</p> <p align="center"> &nbsp;</p> <p align="center"> THE SITUATION IS COMPLICATED AND THE STAKES ARE HIGH</p> <p> &nbsp;</p> <p> &nbsp;</p> <p> Thanksgiving, Black Friday and the first shopping weekend of the season have come and gone and from all of the reports the retail industry received a positive start.&nbsp; All of the good news shows promise with an &ldquo;up&rdquo; day for the stock market.&nbsp; This is great news many positive things may rise from this positive uptick.</p> <p> &nbsp;</p> <p> On Thanksgiving and throughout the weekend while reflecting on all of the things to be thankful for my thoughts were carried away to the 6.3 million homeowners that fine themselves in some stage of foreclosure and the 10.9 million or 22.5% of homeowners with mortgages that are upside down, owing more than their house is worth in today&rsquo;s market.&nbsp;</p> <p> &nbsp;</p> <p> We are at a crossroads not unlike the financial turmoil we experienced during the recessionary periods of the 1970&rsquo;s and 1980&rsquo;s.&nbsp; One can remember the long lines at the gas stations and the rationing of gas by odd or even ending numbers on license plates.&nbsp; We were in a period of continuing inflation, stagnant business activity, and the ever increasing unemployment.&nbsp; President Carter increased government spending to combat economic weakness and unemployment which were largely unsuccessful.&nbsp; The Federal Reserve Board clamped down on the money supply beginning in 1979 which resulted in rising interest rates, slower business and consumer spending and finally a deep recession. The economic unrest of the 1970&rsquo;s had political consequences and the American people voted out Jimmy Carter limiting him to one term as president.</p> <p> &nbsp;</p> <p> Enter Ronald Reagan for the next eight years as President of the United States but did this solve the financial problems overnight?&nbsp; No - Our country operated within a deep recession throughout 1982.&nbsp; Business bankruptcies rose 50 percent, farmers were hit hard as agricultural exports declined and crop prices fell. &nbsp;The harsh slowdown was felt by all but it broke the cycle of destruction that our economy was experiencing.&nbsp; By 1983 inflation declined and the economy was on the rebound.&nbsp; We, as a nation, began a period of economic growth and the annual inflation rate remained under 5% for most of the 1980&rsquo;s and into the 1990&rsquo;s.&nbsp; Although the country was on the right path the recovery was not without its problems.&nbsp; Some Savings and Loan banks made unwise loans after they were deregulated causing many to fail that cost the tax payer money to pay off the bank depositors.&nbsp; The&nbsp;1980s oil glut&nbsp;was a serious surplus of&nbsp;crude oil&nbsp;caused by falling demand following the&nbsp;1970s Energy Crisis.&nbsp; After 1980, reduced demand and overproduction produced a glut on the world market, causing a six-year-long decline in oil prices which caused a slowdown in the industry and many unemployed workers.&nbsp; And let us not forget &ldquo;Black Monday&rdquo; October 19, 1987, when the stock market dropped almost 23%.</p> <p> &nbsp;</p> <p> The economy was finally showing signs of an increasingly healthy performance as we moved through the 1990&rsquo;s and continued, more or less, until the Dot-com bubble burst, 911, the housing bubble burst, and finally the financial industry bail-out.&nbsp;</p> <p> &nbsp;</p> <p> Now we find ourselves in a similar economic slow-down.&nbsp; Although inflation has not raised its ugly head to the extent that it did some thirty years ago, we have unemployment in excess of 9%, record foreclosures and debt delinquency.&nbsp;</p> <p> &nbsp;</p> <p> I&rsquo;ve provided this little history lesson to make a point.&nbsp; I lived through the 70&rsquo;s and 80&rsquo;s, experienced the ups and downs, and hopefully gained some insight.&nbsp; Most of the facts mentioned above are from the U.S. Department of State.&nbsp; Other information is what I remember of the time.&nbsp; I understand what individuals and families are experiencing today with loss of income, loss of employment, separation and divorce due to overwhelming financial distress, not knowing who to turn to for help, and all of the emotional baggage that we carry.&nbsp; I know what it&#39;s like to close a small business, layoff employees, file bankruptcy, and lose a home to foreclosure.&nbsp; It wasn&rsquo;t fun for me then and it surely isn&rsquo;t fun for anyone now.&nbsp; There is one big difference &ndash; Today there is bonafide help.</p> <p> &nbsp;</p> <p> With everything said I am blessed with the insight and knowledge to be able to help families today that are experiencing financial hardship.&nbsp; As we enter 2012 we will encounter challenges.&nbsp; Will we be ready to meet those challenges and will our political leaders be up to the task?&nbsp; I believe the American people are up for the task and I believe that we will overcome any obstacle placed in our path.&nbsp; No matter what the people of this country have endured we have always been able to find solutions. We will take our lumps, move forward, and emerge victorious.&nbsp; We are NOT a lazy people!</p> <p> &nbsp;</p> <p> My name is Frank Gillen and I&rsquo;m a Realtor&reg;, a Certified Distressed Property Expert trained to help homeowners find solutions to foreclosure.&nbsp; The Metro Denver Home Store Team at RE/MAX Unlimited, Inc. is dedicated to helping solve the housing crisis by helping homeowners find solutions. &nbsp;</p> <p> &nbsp;</p> <p> Too often, the anxiety associated with missed mortgage payments and the fear of putting ones trust in the wrong hands, causes homeowners who are heading toward foreclosure to avoid seeking help or pursuing a short sale. &nbsp;The holiday season only exacerbates the stress and anxiety.&nbsp;</p> <p> &nbsp;</p> <p> Realtors who have received the Certified Distressed Property Expert (CDPE) designation have proactively sought out the most respected and recognized designation for helping clients within the complicated and highly charged distressed property arena.</p> <p> &nbsp;</p> <p> If you or someone you care about would like to change the course of a life that&rsquo;s facing foreclosure, I get it and I can help.</p> <p> &nbsp;</p> <p> Contact me today at 303-885-8447 or <a href="mailto:frank@metrodenverhomestore.com">frank@metrodenverhomestore.com</a>&nbsp;</p> <p> or fill in the request form below</p> <p> For FREE reports.&nbsp; Just click on the &ldquo;Resources&rdquo; tab.</p> <p> &nbsp;</p> <p> &nbsp;</p> <p> &nbsp;</p> <p> &nbsp;</p> <p> &nbsp;</p> <p> &nbsp;</p>Tue, 29 Nov 2011 15:42:14 GMThttp://metrodenverhomeconnection.com/2004621/2011/11/29/Many-Americans-Face-Financial-Hardship-and-Foreclosure-During-the-Holidays.aspxThe Truth About Mortgage Modificationshttp://metrodenverhomeconnection.com/Truth-About-Mortgage-Modifications.aspx<h1>The Truth About Mortgage Modifications</h1><p>The decisions you make as a homeowner today hold a profound impact on your financial future. However, it is important to safeguard yourself from misinformation and fraud. Get the facts regarding your situation and always have a contingency plan.</p> <p>For those who qualify, a mortgage modification is the ideal remedy to their financial distress. I’ve prepared a FREE report on the truth about mortgage modifications to guide you through this important process. Simply provide your information below to get this valuable information, and feel free to pass it along to anyone who may need it. One homeowner lost to foreclosure is one too many!</p> <p>As a Certified Distressed Property Expert, I have training and experience in providing solutions to homeowners facing financial hardship. Together, we can formulate a plan to get back on track.</p> <p>If you have any unanswered questions, or your circumstances are urgent, please call me today.</p> <p>Frank Gillen <br/> 303-885-8447</p> Mon, 02 Nov 2009 08:23:26 GMThttp://metrodenverhomeconnection.com/Truth-About-Mortgage-Modifications.aspxAvoiding Mortgage Modification Fraudhttp://metrodenverhomeconnection.com/Avoiding-Mortgage-Modification-Fraud.aspx <h1>Avoiding Mortgage Modification Fraud</h1> <p>I Am An Agent Against Mortgage Fraud! </p> <p>The last thing struggling homeowners need is to be victimized by fraud. Sadly, some people are preying on those who need help the most. Today, the real estate industry is the newest, biggest target for predatory schemes. In fact, the U.S. Attorney General, Eric Holder, stated that mortgage fraud cases are 400 percent higher than they were five years ago. </p> <p>With nearly 1 in 6 homeowners unable to pay their mortgages, understand that you are not alone. Knowing your legitimate foreclosure-avoidance options is the best way to fight this terrible trend. </p> <p>The report on this site will tell you how to avoid mortgage fraud schemes, as well as what solutions are available to you. Enter your information below and get the facts now! </p> http://metrodenverhomeconnection.com/Avoiding-Mortgage-Modification-Fraud.aspxMake Financial Stability Your Resolutionhttp://metrodenverhomeconnection.com/Make-Financial-Stability-Your-Resolution.aspx <h1>Foreclosure Stress Never Goes on Holiday</h1> <p>If a foreclosure is threatening your happy holiday, you should know you're not alone. Millions of Americans are in the same situation, and it is my goal to help ease the stress that comes with the threat of foreclosure for as many as I can reach. </p> <p>As a CDPE-designated agent, I help struggling homeowners navigate the various options they have to avoid foreclosure. One possible option is a mortgage modification, which makes monthly payments more affordable. </p> <p> For more information regarding this and other solutions, please download the free report located on this site. </p> </p> <p> If you need immediate assistance, please feel free to contact me throughout the holiday. I'm here to help. Make financial stability your resolution for the New Year! </p> http://metrodenverhomeconnection.com/Make-Financial-Stability-Your-Resolution.aspxMortgage Payments Weighing You Down?http://metrodenverhomeconnection.com/Mortgage-Payments-Weighing-You-Down.aspx <h1>Give Yourself and Your Family the Gift of a Fresh Start to 2012!</h1> <p> If you've spent too much of 2011 living under the dark cloud of an unaffordable house payment, you're in good company. Current estimates are that more than 25 percent of all homeowners in this country would net less on the sale of their home than the amount they owe on their mortgage, and 6.3 million homeowners are in some stage of foreclosure. </p> <p> The good news is that you have options. Helping homeowners to avoid foreclosure has actually emerged into the spotlight of as a national priority, with major banks, the Federal government and many state and local agencies offering more assistance than ever before to financially strapped homeowners. </p> <p> As a real estate professional who has earned the Certified Distressed Property Expert (CDPE) designation, I am tapped into the full scope of solutions for helping financially distressed homeowners to make a fresh start. If you'd like to learn more, I invite you to access my free report: "Mortgage Payments Weighing You Down? Give Yourself the Gift of a Fresh Start." </p> <p> Contact me today and let's get started! </p> http://metrodenverhomeconnection.com/Mortgage-Payments-Weighing-You-Down.aspx7 Short Sale Mythshttp://metrodenverhomeconnection.com/Seven-Short-Sale-Myths.aspx<h1>7 Short Sale Myths</h1><p> </p>There are millions of homeowners just like you who are looking for answers and don’t know what to do. You’re not alone and you’re in the right place. <p> </p>As a Certified Distressed Property Expert, I have training and experience in providing solutions to homeowners facing financial hardship. Despite my best efforts, there’s still an overwhelming amount of misinformation about the options available, especially short sales. <p> </p>To give you a better idea of the short sale option, and to set straight some of the myths you may have heard, I’ve prepared a free report just for you - please fill out the information below to receive your free report. This report will clarify the following myths: <ul> <li>The Bank Would Rather Foreclose Than Bother With A Short Sale</li> <li>You Must Be Behind On Your Mortgage To Negotiate A Short Sale</li> <li>There Is Not Enough Time To Negotiate A Short Sale Before My Foreclosure</li> <li>Listing My Home As A Short Sale Is An Embarrassment</li> <li>Short Sales Are Impossible And Never Get Approved</li> <li>Banks Are Waiting On A Bailout And Not Accepting Short Sales</li> <li>Buyers Are Not Interested In Short Sale Properties</li> </ul> <p>These ideas are potentially harmful to homeowners seeking real solutions. I hope you’ll review this information for yourself or share it with a homeowner in need.</p> <p>In these times, we all need to know the truth to know how to get back on track.</p> <p>If you have any additional concerns about this issue, or your circumstances are urgent, please give me a call.</p> <p>Frank Gillen<br/>303-885-8447</p> http://metrodenverhomeconnection.com/Seven-Short-Sale-Myths.aspxCredit Score Issueshttp://metrodenverhomeconnection.com/Credit-Score-Issues.aspx <h1>Don't Let Your Credit Score Drop Unnecessarily</h1> <p>Avoiding foreclosure now could make or break your attempts to get a loan in the near future and determine whether you can get affordable interest rates. </p> <p>That's why I've made this site available for anyone in our community struggling with mortgage payments. Foreclosure alternatives like short sales and deeds-in-lieu allow homeowners to avoid many of the damaging effects of foreclosure. In addition, short sales may have less of an impact on credit scores than foreclosure. </p> <p>To get all the information on how these options affect your credit score, fill out the form below and click "Send". If you need immediate assistance, contact me right away. </p> <p>I'm here to assist you. </p> http://metrodenverhomeconnection.com/Credit-Score-Issues.aspxYour First Steps To Avoid Foreclosurehttp://metrodenverhomeconnection.com/Your-First-Steps-To-Avoid-Foreclosure.aspx<h1>Your First Steps</h1> <p>In today&rsquo;s market, 1 in&nbsp;6 homeowners is having trouble paying the mortgage. More than 70% of these homeowners proceed without seeking assistance or getting the facts. Many do not even realize that foreclosure is a process, and that there is time to make decisions that may result in a better outcome.</p> <p>You are not alone. Millions of other homeowners nationwide are in the same circumstances. To assist you, I&rsquo;ve prepared a free report outlining the first steps a homeowner should take when facing a foreclosure.</p> <p>Fill out your information below for this free report. Don&rsquo;t hesitate. Get back on track today!</p>http://metrodenverhomeconnection.com/Your-First-Steps-To-Avoid-Foreclosure.aspxAt the End of Your Rope?http://metrodenverhomeconnection.com/At-the-End-of-Your-Rope.aspx <h1>At the End of Your Rope?</h1> <h2> Free report details 10 ways to alleviate the stress of an unaffordable mortgage payment. </h2> <p> Millions of homeowners across the nation are experiencing difficulties paying their mortgages. If you or someone you care about is feeling the stress of an unaffordable mortgage, please take the time to review the report found on this website. </p> <p> As a Certified Distressed Property Expert (CDPE), I've been extensively trained to counsel and guide homeowners through their options. There are dignified solutions available to help people get back on path to financial stability. My clients have found strength in the knowledge that they are able to take an active role in avoiding foreclosure. </p> <p> They know that avoiding foreclosure is key in providing for a brighter future. Foreclosure can wreak havoc on credit and affect current and future employment status in addition to many other long-lasting side effects. In the report, I demonstrate just how harmful foreclosure is in comparison to an extremely effective alternative called a short sale. </p> <p> I can help you or someone you care about create a strategy for living a life without the burden of missed payments. Call me today, and let's work together to put you back on the path of financial stability. </p> http://metrodenverhomeconnection.com/At-the-End-of-Your-Rope.aspxCaution: Protect Yourself Against Mortgage Relief Scamshttp://metrodenverhomeconnection.com/Caution-Protect-Yourself-Against-Mortgage-Relief-Scams.aspx <h1>Caution: Protect Yourself Against Mortgage Relief Scams</h1> <p> The Federal Trade Commission (FTC) has issued regulations protecting consumers against mortgage relief fraud. Due to the growing number of scams that are designed to take advantage of homeowners in distress, the government wants to make sure you won’t be a victim. </p> <p> As a CDPE, I am fully compliant with the FTC regulations, and want to help you avoid being taken advantage of by unscrupulous individuals or companies, as well. </p> <p> In fact, I’ve developed a free, detailed report that explains the warning signs of potentially fraudulent activity so you can protect yourself and the ones you love. </p> <p> If you are facing an unaffordable mortgage and need help from someone you can trust, please contact me today. </p> <p> I’m here to help. </p> http://metrodenverhomeconnection.com/Caution-Protect-Yourself-Against-Mortgage-Relief-Scams.aspxShort Sale & Deed-In-Lieuhttp://metrodenverhomeconnection.com/Short-Sale-and-Deed-In-Lieu.aspx<h1>Short Sale &amp; Deed-In-Lieu</h1> <p>Contrary to what you may have heard, lenders actually want to avoid foreclosure wherever possible. That’s why they’re accepting more short sale and deed-in-lieu transactions everyday in an effort to eliminate unnecessary foreclosures. This is great news for homeowners facing financial distress. </p> <p>To help you understand more about these two options, I’ve prepared a free report just for you, called ‘Short Sale & Deed-in-Lieu: Dignified Solutions.’ To receive your free report, please provide your information in the fields below. </p> <p>I hope you’ll review these options carefully and pass this information along to those who may need it. I commend your efforts to finding a solution to the difficult financial situation that you or someone you know is currently facing. Providing the best advice and information in your time of need is my priority. </p> <p>Let me help you evaluate your options and get you back on track to a secure financial future. </p>http://metrodenverhomeconnection.com/Short-Sale-and-Deed-In-Lieu.aspxAre You Living Under the Cloud of an Unmanageable Mortgagehttp://metrodenverhomeconnection.com/Are-You-Living-Under-the-Cloud-of-an-Unmanageable-Mortgage.aspx <h1>An Unmanageable Mortgage Clouds Everything</h1> <p> When families are tapped out financially and faced with the uncertainty of not knowing how much longer they'll be able to stay in their home, the prospect of planning or having a positive outlook on the future seems out of the question. </p> <p> Many financially strapped homeowners feel frozen in action and it's no wonder, but here's the most important point that you need to know: </p> <p> <b> Even though millions of homes have been lost to foreclosure, you and those you care about absolutely do not need to add to that statistic. </b> </p> <p> More help is available now than ever before. </p> <p> As a real estate professional who has earned the Certified Distressed Property Expert (CDPE) designation, I am adept at navigating among the full range of solutions for helping financially distressed homeowners to make a fresh start. </p> <p> If you, or someone you care about is looking to get out from under the cloud of unmanageable mortgage contact me today for a confidential consultation! </p> http://metrodenverhomeconnection.com/Are-You-Living-Under-the-Cloud-of-an-Unmanageable-Mortgage.aspxUnderstanding HAFAhttp://metrodenverhomeconnection.com/Understanding-HAFA.aspx <h1>Understanding HAFA</h1> <p>New Help Has Arrived! </p> <p>The rising number of foreclosures in this country is simply too big to ignore. That is why a government-backed program has been released that aims at streamlining foreclosure avoidance options. </p> <p>Short sales and deeds-in-lieu are dignified solutions to foreclosure, and now the government is making them easier, quicker and more accessible through the Home Affordable Foreclosure Alternatives Program, or HAFA. </p> <p>With one in six homeowners struggling to make mortgage payments, you are not alone, and there are options available. With the free report provided here, find out if you qualify for the HAFA Program. Simply fill out your information below to get started on your new chapter of financial stability. </p> <p>Please read this report to learn the facts, and contact me to begin your journey to a solid, stable tomorrow. </p> http://metrodenverhomeconnection.com/Understanding-HAFA.aspxDon't Walk Away From Your Mortgagehttp://metrodenverhomeconnection.com/Dont-Walk-Away-From-Your-Mortgage.aspx <h1>Stop Don't Walk Away From Your Mortgage</h1> <h2>At a Crossroads? </h2> <p> Walking away or "strategically defaulting" on your mortgage is not the answer. You will find that there is nothing strategic about foreclosure, especially when there are solutions to avoid it. </p> <p> You should know that you have options, and that you are not alone. More than 25% of American homeowners now owe more than what their homes are worth, and millions more are having a hard time paying their mortgages. </p> <p> I've developed a free, detailed report on foreclosure alternatives you can download below. Download it today and give yourself a green light for a solid financial future. </p> <p> The sooner you take this step, the more time you'll have to act and move toward a more promising tomorrow. </p> http://metrodenverhomeconnection.com/Dont-Walk-Away-From-Your-Mortgage.aspxTipping the Scales Toward Foreclosure?http://metrodenverhomeconnection.com/Tipping-the-Scales-Toward-Foreclosure.aspx <h1>Fear of foreclosure is a national epidemic.</h1> <p> Millions of homeowners fell behind on their mortgage payments last year, and then proceeded to fall further behind every month. </p> <p> These are tough times and there are no easy answers. </p> <p> The fact is, major lenders, the federal government, and local agencies across the country have stepped up their efforts to stem the tide of foreclosures. More help is available than ever before. </p> <p> As a real estate professional who has earned the Certified Distressed Property Expert (CDPE) designation, I am knowledgeable and adept at navigating among the full range of solutions for helping financially distressed homeowners to make a fresh start. </p> <p> Looking to learn more? Check out my free report: "Tipping the Scales Toward Foreclosure? Resolve to Shed the Weight of an Unmanageable Mortgage in 2012." </p> <p> And if you, or someone you care about is looking to tip the scales back into financial solvency, contact me today for a confidential consultation! </p>http://metrodenverhomeconnection.com/Tipping-the-Scales-Toward-Foreclosure.aspxShort Sales vs Foreclosureshttp://metrodenverhomeconnection.com/Short-Sales-vs-Foreclosures.aspx <h1>Short Sale vs. Foreclosure</h1> <h2> Making the Right Choice for a Stable Future </h2> <p> The US housing crisis has claimed millions of victims. Unfortunately, many homeowners are losing their homes to the bank because either they think that a short sale will have the same financial effect as a foreclosure or they don't know their options. </p> <p> The good news is that homeowners don't have to navigate this process on their own. I am available for those who need my expertise to get back on the path to stability. </p> <p> If you, or someone you know has questions about this information, or would like to get started creating a plan, call me today. </p> <p> The more proactive we are, the better the chance of finding financial freedom and stability. </p> http://metrodenverhomeconnection.com/Short-Sales-vs-Foreclosures.aspxOptions and Solutionshttp://metrodenverhomeconnection.com/Options-and-Solutions.aspx<h1>Options and Solutions</h1> <p>Thank you for visiting this site and taking the first step toward finding answers. I appreciate what it has taken for you to come here, and commend your efforts to get the facts about your situation. The current real estate environment can be frustrating, with misinformation and conflicting plans for how to proceed.</p> <p>As a real estate agent, what I often see in troubled homeowners is a belief that they are alone with their challenges. Regrettably, over 70% of homeowners in foreclosure proceed without ANY visible assistance. This is not acceptable for the communities I serve.</p> <p>That's why I've developed this site: to ensure you get the valuable resources that can reduce your financial strain and change your life for the better. As a CDPE I know the options for homeowners in foreclosure or delinquent on their mortgages, and I can send you a report detailing this information, prepared just for you.</p> <p>Simply enter your information below and click "Send." I hope that you will review this information carefully, so that your next steps are the right steps toward a real solution.</p> <p>Let me help you evaluate your options and get back on track to a solid, stable future.</p> http://metrodenverhomeconnection.com/Options-and-Solutions.aspxFeeling Financially Squeezedhttp://metrodenverhomeconnection.com/Feeling-Financially-Squeezed.aspx <h1>Feeling Financially Squeezed?</h1> <h2>Escape the Grip of Forecloure </h2> <p>If you are struggling with the emotional stranglehold of foreclosure, I'm here to help. With my assistance, we can start the process of putting you back on the path to stability. </p> <p>As a CDPE, I have extensive training to serve the needs of homeowners in circumstances where they feel they have no options. The reality is that you have many. </p> <p> Because millions of Americans are struggling with unaffordable mortgage payments, lenders are more than ever encouraged to work with homeowners to find a solution that benefits all parties. </p> <p> To find out more about foreclosure alternatives that are available to you, click and download the free report I've created on this website. </p> <p> Call me today. The sooner we get started the more time we'll have to devise a strategy to help you breathe a little easier and restore hope for the future. </p> http://metrodenverhomeconnection.com/Feeling-Financially-Squeezed.aspxNeed a Helping Hand?http://metrodenverhomeconnection.com/Need-a-Helping-Hand.aspx<h1>Compassion and connections to untangle your complicated mortgage challenges</h1> <p> If you or someone you care about is falling behind on your mortgage and owes more on your home than it is worth in today's market, you are not alone. </p> <p> In fact, 6.3 million homeowners are in some stage of foreclosure right now. </p> <p> As my recent report points out, there are currently 10.9 million homeowners in the United States who owe more on their mortgage than their home is worth in today's market. </p> <p> Far too often, homeowners in this situation feel that they have no other choice but to let their home fall into foreclosure. </p> <p> As a real estate professional who has earned the Certified Distressed Property Expert (CDPE) designation, I am tapped into the best solutions for helping financially distressed homeowners to make a fresh start. If you'd like to learn more, I invite you to access my free report: "Need a Helping Hand? If the market and your mortgage have tossed you a curve, you are not alone." </p> <p> Contact me today and let's get started! </p>http://metrodenverhomeconnection.com/Need-a-Helping-Hand.aspxEscape Your Unmanageable Mortgagehttp://metrodenverhomeconnection.com/Escape-Your-Unmanageable-Mortgage.aspx <h1>Getting free doesn't have to mean running away. </h1> <p> Today, many homeowners find themselves unable to escape an unmanageable mortgage. Some of them are being given some bad advice. </p> <p> They are being told that walking away from their mortgage and letting the bank foreclose is their best possible option. It is called Strategic Default, and it has terrible consequences. </p> <p> As a real estate professional who has earned the Certified Distressed Property Expert (CDPE) designation, I make it my mission to know the best possible options available to distressed homeowners for both their present AND their future. </p> <p> Read the report on my site entitled <i>Escape Your Unmanageable Mortgage:</i> Getting free doesn't have to mean running away. Then, call me and schedule your free, confidential consultation. </p> http://metrodenverhomeconnection.com/Escape-Your-Unmanageable-Mortgage.aspxStrategic Defaults are NOT Strategichttp://metrodenverhomeconnection.com/Strategic-Defaults-are-NOT-Strategic.aspx <h1>Walking Away Is NOT The Answer</h1> <p>You may have heard that a “strategic default” can be an appropriate and even beneficial reaction to an upside-down mortgage or impending foreclosure. While this idea is widespread, the truth is that default is never an easy road to choose, and rarely ever strategic. </p> <p>Unfortunately, the ramifications of a “strategic default” are rarely explained, leaving many homeowners stranded on an island of misinformation. To assist you, I’ve prepared a free report outlining the myths and misrepresentations of strategic defaults. </p> <p>Fill out your information below for this free report. Don’t hesitate. Get the facts today! </p> http://metrodenverhomeconnection.com/Strategic-Defaults-are-NOT-Strategic.aspx